Hans Joachim Schmid

I am German and born in Munich. Graduated from the Ludwig Maximilian University as a computer science. Long time I was CEO of BMW Bank in Germany and BMW Financial Services worldwide. After that I become partner at different consulting and software companies in the automotive finance industry. In Bali I have a house since 2007 living permanent after retirement in 2018 in Seminyak. I like travelling, ride bikes, skiing and mountaineering. My 3 children and 2 grandchildren are living in various parts of Bavaria (southern part of Germany) and like to come to Bali as much as possible.

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